Open Banking Architecture
TPP, AISP/PISP, bank APIs and consent flow under PSD2-style regulation.
Rendering…
Make it your own.
flowchart LR
U[End user] --> TPP[Fintech app — TPP]
TPP --> Cons[Consent server]
Cons --> Bank[Bank consent UI]
Bank -->|approve| Cons
Cons --> TPP
TPP -->|AISP — account data| AAPI[Bank AIS API]
TPP -->|PISP — initiate payment| PAPI[Bank PIS API]
AAPI --> Core[(Bank core)]
PAPI --> Core
Reg[Regulator / OBIE] -. registers .-> TPP
Reg -. mandates .-> Bank