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Insurance Premium Decomposition

Stacked breakdown of where each premium dollar goes.

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{
  "data": [
    { "type":"bar","orientation":"h","y":["Premium"],"x":[58],"name":"Loss costs","marker":{"color":"#3666ff"}},
    { "type":"bar","orientation":"h","y":["Premium"],"x":[12],"name":"LAE","marker":{"color":"#7c3aed"}},
    { "type":"bar","orientation":"h","y":["Premium"],"x":[18],"name":"Acquisition + UW","marker":{"color":"#f59e0b"}},
    { "type":"bar","orientation":"h","y":["Premium"],"x":[6],"name":"Reinsurance","marker":{"color":"#ec4899"}},
    { "type":"bar","orientation":"h","y":["Premium"],"x":[6],"name":"Profit + capital","marker":{"color":"#16a34a"}}
  ],
  "layout":{"title":"$1 of premium — where it goes","barmode":"stack","xaxis":{"title":"% of premium","range":[0,100]},"yaxis":{"showticklabels":false},"height":260}
}