Fintech payments stack
Merchant journey down to networks; classic build-vs-buy decisions exposed.
Make it your own.
title Fintech payments
anchor Merchant [0.96, 0.50]
component Checkout SDK [0.85, 0.45]
component Risk engine [0.72, 0.40] inertia
component Tokenisation [0.62, 0.65]
component Settlement [0.55, 0.55]
component Card processor [0.40, 0.78]
component Card network [0.25, 0.92] commodity
component KYC vendor [0.55, 0.72]
note +Strategic moat [0.72, 0.30]
Merchant -> Checkout SDK
Checkout SDK -> Risk engine
Checkout SDK -> Tokenisation
Tokenisation -> Settlement
Settlement -> Card processor
Card processor -> Card network
Checkout SDK -> KYC vendor