Pareto — Card Chargeback Reasons
Issuer dispute reason codes for a quarter against the previous one, computing that 5 of 11 codes carry 85.1% of 3,648 chargebacks and confirming the vital few are unchanged even though the mix beneath them moved.
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title "Card chargebacks by reason — FY27 Q2"
unit chargebacks
period "FY27 Q2"
compare "FY27 Q1"
threshold 80%
note "Issuer-initiated disputes across 2.9 M card transactions"
# reason FY27 Q2 FY27 Q1
"Fraud — card not present" 1284 1109
"Product not received" 742 688
"Product unacceptable" 506 541
"Duplicate processing" 318 295
"Credit not processed" 254 331
"Cancelled recurring" 197 162
"Incorrect amount" 133 148
"Late presentment" 86 94
"Non-matching card number" 58 61
"Cancelled merchandise" 41 47
"Paid by other means" 29 33